# PHC Finance Intro

### &#x20;<a href="#as-a-trader" id="as-a-trader"></a>

### <mark style="color:blue;">As a Trader</mark>

You will find potential projects on PHC Finance early and accompany them to grow up to massive predator through trading, farming, etc. You receive $PHCF tokens for every trade you make! How awesome is that?

### <mark style="color:blue;">As a Project</mark> <a href="#as-a-project" id="as-a-project"></a>

You will find the best support on PHC Finance, including grants, arbitrage support, marketing support and our network that stretches outside of the Binance Smart Chain. Projects can reach out to us to establish pools or farms.

### <mark style="color:blue;">Trade</mark> <a href="#trade" id="trade"></a>

Instantly swap tokens: no registration or account needed. Everything is decentralized!

### <mark style="color:blue;">Lower fees</mark> <a href="#lower-fees" id="lower-fees"></a>

PHC Finance runs on Binance Smart Chain, a blockchain with much lower transaction costs than Ethereum or Bitcoin. It is not a lot cheaper but roughly 100x cheaper!

### <mark style="color:blue;">Decentralized</mark> <a href="#decentralized" id="decentralized"></a>

Unlike centralized exchanges, PHC Finance doesn't hold your funds when you trade: you have 100% ownership of your tokens, and you can trade directly from your wallet without anyone holding your funds! Power of DEX!

### <mark style="color:blue;">Earn</mark> <a href="#earn" id="earn"></a>

Earn $PHCF and other tokens for free with high interest rates and APY!

The annual percentage yield (APY) is **the real rate of return earned on an investment**, taking into account the effect of compounding interest. Unlike simple interest, compounding interest is calculated periodically and the amount is immediately added to the balance.

### <mark style="color:blue;">Lowest Trading Fees</mark> <a href="#earn-baby-via-trade-mining" id="earn-baby-via-trade-mining"></a>

With 0.17% Trading Fees (lowest in the space) you are guaranteed the best rates all the time when you trade via PHC Finance.

### <mark style="color:blue;">Earn $PHCF via Yield Farms</mark> <a href="#earn-baby-via-yield-farms" id="earn-baby-via-yield-farms"></a>

Stake LP tokens to earn $PHCF . You get LP tokens through staking tokens in Liquidity Pools (LPs). The amount of $PHCF rewards you will receive can be calculated via the APR ([Annual Percentage Rate](https://www.investopedia.com/terms/a/apr.asp))

### <mark style="color:blue;">Earn tokens via Pool</mark> <a href="#earn-tokens-via-snack-pools" id="earn-tokens-via-snack-pools"></a>

Stake $PHPF to earn tokens contributed by our partner projects. Partner projects provide us with their tokens to help increase their exposure via our platform or as payment for us helping them set up farms!

### <mark style="color:blue;">Earn Trading Fees</mark> <a href="#earn-trading-fees" id="earn-trading-fees"></a>

Like other centralized exchanges, you can earn trading fees (0.10%) of all trades that goes through your pair when you stake your tokens in Liquidity Pools (LPs).

### &#x20;<a href="#security" id="security"></a>

### &#x20;<a href="#why-binance-smart-chain-bsc" id="why-binance-smart-chain-bsc"></a>